What do I need to know before applying for a business loan?
We offer loans to businesses, where you fill in an application form on our website or on My Qred if you are already a customer with us. We offer short-term financing between NOK 10,000 and NOK 2,000,000.
Do you offer loans for setting up a new business?
Unfortunately, we cannot help you start your own business, but we are happy to help in the start-up and growth phase.
How is my application for a business loan assessed?
When you have submitted an application for a business loan, we will contact you by phone and e-mail. Before we can assess your application, we need to familiarize ourselves with your company. We take into account the desired loan amount and the financial situation, where you may be asked to submit supplementary documentation. The purpose is to tailor a financing solution adapted to the company's needs and wishes.
Who can apply for a business loan?
Companies with the company form ENK, AS, DA, ANS or ASA can apply for a business loan. The person applying must have a Norwegian BankID and signature rights to be able to sign an agreement on a business loan.
How long a repayment period do you offer?
We offer a repayment period of up to 18 months, which is determined according to the company's needs. We have no lock-in period on our loans and you can therefore save money by paying off the loan faster.
Why was I rejected?
A refusal can be due to several reasons, such as, for example, that we have not succeeded in getting in touch with you or received the requested documentation.