Overdraft - Flexible financing for companies

No binding time

It is free and non-binding to apply

No hidden costs or participation fees

Receive a non-binding offer for a business loan

How much do you want to borrow for your business?

kr 0

Qred Bank processes your personal data in accordance with the GDPR and Qred's privacy statement.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Overdraft for companies

We offer overdrafts to all types of businesses. This is how a business loan through Qred works:

  1. The application takes 1 minute
  2. You will be notified within 1 hour
  3. The money is paid out the same day

The overdraft has...

  • No start-up fee
  • No binding time
  • No hidden costs

Welcome to submit an application!

Overdrafts are a popular form of short-term financing that gives businesses the flexibility to handle fluctuations in liquidity and secure the necessary working capital. This type of credit is particularly useful for covering ongoing operating expenses and investing in small-scale projects without having to take out long-term loans.

Overdraft as Short-term Financing

Overdraft works as a credit limit that the company can draw on as needed. In contrast to a normal loan, where the entire loan amount is paid out at once, overdrafts offer a framework that the company can freely use up to an agreed limit. The interest is only calculated on the part of the credit that is actually used, which makes it a cost-effective solution for short-term financing. This allows businesses to deal with sudden expenses or take advantage of immediate business opportunities without delay.

Working capital through Kassekreditt

Working capital is essential to any business's day-to-day operations, from paying suppliers to managing payroll. With an overdraft, companies can ensure that they always have access to the necessary capital to maintain smooth operations. This is particularly important in periods of unpredictable cash flow, such as seasonal fluctuations in sales or unexpected expenses. By using overdrafts as a buffer, businesses can avoid the financial disruptions that often accompany these fluctuations.

Kassekreditt thus offers an efficient way of financing ongoing needs for working capital, without the restrictions and long-term obligations that come with traditional loans. For businesses that need immediate access to funds to meet short-term needs, this is an ideal financial tool. When used correctly, it can help companies maintain liquidity, support growth and navigate financial challenges with greater confidence. Be sure to calculate the loan costs before you sign.

About Qred

Our history

Founded in 2015 by entrepreneurs for entrepreneurs, Qred is one of Europe's fastest growing fintech companies, according to the Financial Times. Qred has delivered profitable growth from the start and is the market leader in the Nordics with Norway's most satisfied customers, according to Trustpilot.

Qred has operations in Norway, Sweden, Finland, Denmark, the Netherlands, Belgium, Germany and Brazil and has issued hundreds of thousands of loans to small businesses. A fully automated and proprietary credit scoring system allows Qred Bank to quickly and competitively provide entrepreneurs with the support they need to grow.

Man holding a large Qred VISA

Interested in business loans? Contact Qred Bank!

We love small businesses. Get in touch and tell us how we can help you and your company!
08:00 - 16:30 (Mon-Fri)