Focus on your craft with a flexible business loan

You can apply for a higher loan on our website by logging into our self-service portal MyQred with BankID. If you wish to apply for a higher business loan than what you have been granted, you can request a new assessment by contacting our customer service by phone at 32 99 36 41. In most cases, we will request additional documentation to have the correct basis for the assessment.

Yes, in order to assess your application, we must conduct a credit check on you and your company. If you have blocked yourself from credit checks, you can temporarily unblock yourself on the Creditsafe website.

Yes, you can provide several guarantors.

We offer unsecured business loans , which means that we do not take a mortgage on property, operating equipment, accounts receivable or inventory. However, the person applying acts as a guarantor on our business loans . It is also possible to provide multiple guarantors. Anyone who provides a guarantor must have an active role in the company or have a strong connection to the business. This indicates the CEO, chairman of the board, board member or shareholder.

In the case of a self-obligor guarantee, the guarantor provides a guarantee for the borrower's ability and willingness to pay for the corporate loan.

No, the repayment plan is not binding, and you can therefore repay the business loan at any time without additional costs. Please log in to our self-service portal MyQred to download a final invoice.

The day you sign the loan agreement will automatically become your new due date, and each month you will receive an invoice 10 days before your due date. Please note that the account and KID number listed on your invoice is valid for the entire loan period. Please contact our customer service if you need to change your due date for your business loan .

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Unfortunately, we do not offer this service today, but we can update your email address for invoice receipt.

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You will receive a monthly invoice, where you pay a fixed monthly fee and installments on your business loan according to your repayment plan. You can follow your repayment plan by logging into our self-service portal MyQred with BankID.

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An invoice for your business loan is sent to your email address every month. Please contact our customer service if you would like us to change your email address or send the invoice to you by regular mail. You can also download the invoice by logging into our self-service portal MyQred with BankID.

No, we have no redemption fees. You can therefore repay the entire business loan at any time without additional costs. You can download a final invoice by logging into our self-service portal MyQred with BankID.

There may be several reasons why we have chosen to reject your business loan application. You are always welcome to contact our customer service for a more detailed explanation of why we have made that decision.

No, we don't have a set-up fee. You pay a fixed monthly fee every month until the business loan is repaid.

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We offer a repayment period of up to 36 months, which is determined according to the needs of the company. Since we have no fixed term on our business loans , you always have the option to repay the loan earlier without additional costs.

Companies with the legal form ENK , AS , DA, ANS or ASA can apply for a corporate loan . The person applying must have a Norwegian BankID and be affiliated with the company. This indicates the CEO, chairman, board member or shareholder.

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We begin the assessment process by getting to know your company. We also take into account the desired loan amount for the business loan and the financial situation of the company, where you may be asked to submit additional documentation or answer some questions. The purpose is to tailor a financing solution tailored to your company's needs and wishes.

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Unfortunately, we cannot help you with a business loan to start your own business , but we are happy to help in the start-up and growth phase. After you have submitted an application, you are welcome to submit the documentation that will confirm your company's turnover. Please log in to our self-service portal MyQred with BankID and go to Documents to upload the desired documentation.

We try to process your application within one business day. If your loan application is approved, you will receive an offer by email and SMS. When signing, you fill in the bank account for disbursement, and the business loan will be disbursed within a few minutes.

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The loan offer is valid for 10 days, but we can of course resend the offer if it has expired. Contact our customer service by phone at 32 99 36 41 , send an email to support@qred.no or chat with us here on the website and we will help you.

Yes, you can sign the agreement for the business loan with BankID (password and one-time code) or BankID on mobile.

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Yes, you can choose how much you want to borrow of the granted amount for the business loan.

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No, we only transfer the business loan to a Norwegian bank account belonging to the company.

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The company must show active measures towards green investments, such as payment for an electric car, solar cell offer or order confirmation for environmentally friendly equipment. Read more about Green Loans here. There are slightly different conditions for our green loans than for our regular business loans.

Green Loans can be used for environmentally friendly investments such as renewable energy, energy efficiency measures, green transportation and sustainable production.

A green loan from Qred is a financing option that supports environmentally friendly investments for businesses.

You can choose to repay the full loan amount, at no extra cost. Contact us or log in to My Qred.

We offer loans to businesses, where you fill out an application form on our website or on My Qred if you are already a customer with us. We offer short-term financing between NOK 10,000 and NOK 5,000,000.

We carry out an overall credit assessment of the company before we determine an individual monthly fee.

Read more about business loans.

We offer unsecured business loans, which means that we do not pledge property, operating equipment, accounts receivable or inventory. You, however, act as a guarantor on our loans.

You can contact us by calling 32 99 36 41, emailing support@qred.no or chatting with us here on the website. We are open Mon-Fri between 08:30-16:30.

Absolutely! There is no binding period or additional cost for early repayment of our business loan.

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No, you must have an account with a Norwegian bank to get a business loan from us.

You get a full overview of your business loan by logging in to MyQred with BankID.

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For information

‍ Your loan agreement and repayment plan can be downloaded before you sign a business loan agreement. All necessary documents will also be sent by e-mail after the agreement has been signed.

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What is My Qred?

This is a self-service portal for customers of Qred. The portal gives you a full overview of your active loan, including your repayment plan and upcoming invoice. It also gives you an overview of previous loans with Qred.

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Can I apply for a new or higher loan on My Qred?

Yes, you can easily apply for a new or higher loan on MyQred, where you get an answer within an hour.

Qred Bank is a bank for entrepreneurs. We help small and medium-sized businesses with the right type of financing. All Norwegian companies can apply for a business loan up to NOK 5,000,000 without having to go to the bank.