What do I need to know before applying for a business loan?

We offer loans to businesses, where you fill in an application form on our website or on My Qred if you are already a customer. We offer short-term financing between SEK 10,000 and 2,000,000.

Do you offer loans for setting up a new business?

Unfortunately, we cannot help you start your own business, but we are happy to help in the start-up and growth phase.

How is my application for a business loan assessed?

Once you have submitted an application for a business loan, we will contact you by phone and email. Before we can assess your application, we need to familiarize ourselves with your business. We take into account the desired loan amount and your financial situation, and you may be asked to submit supplementary documentation. The aim is to tailor a financing solution to your company's needs and wishes.

Who can apply for a business loan?

Companies with the company form ENK, AS, DA, ANS or ASA can apply for a business loan. The person applying must have a Norwegian BankID and signature rights to be able to sign an agreement on a business loan.

How long a repayment period do you offer?

We offer a repayment period of up to 24 months, which is determined according to your company's needs. We have no lock-in period on our loans so have the ability to reduce the cost of repaying the loan in a more expeditious manner, saving money in the process.

Why was I rejected?

A refusal can be due to several reasons, such as, for example, that we have not succeeded in getting in touch with you or received the requested documentation.