Bridge loans for businesses

Business bridging loan – Flexible financing from Qred Bank

Business bridging loans can be a crucial solution for companies that need temporary financing to cover financial gaps. Whether it's seasonal fluctuations, waiting for payments, or the need for liquidity during a transitional period, business bridging loans provide the necessary financial support. At Qred Bank, we offer business loans with a fixed monthly fee, so you always know what you're going to pay - with no hidden costs or variable interest rates.

What is a business bridge loan?

A business bridge loan is a temporary financing solution designed to help businesses maintain stable liquidity. Bridge loans are often used during transitional periods, such as when a business is waiting for payments, during seasonal fluctuations, or in connection with larger investments where the return will come later. It acts as a financial bridge that helps the business through a challenging period.

Bridge loans for newly established businesses

Newly established businesses often face liquidity challenges, especially in the start-up phase. Unforeseen costs, purchasing goods and services, and the need for marketing can create financial pressure. A bridge loan can be an ideal solution to ensure that operations run as planned, even before the first revenues start flowing in.

At Qred Bank, we understand the unique needs of start-ups. Our simple and fast application process allows you to access capital the same day you apply – so you can focus on building your business.

Bridging loans and financing - How does it work?

A bridge loan works as a short-term financing where you get access to capital immediately, for a fixed monthly fee. This provides predictable costs and the opportunity to plan your company's finances without surprises. With Qred Bank you can apply for a business loan from 50,000 to 5,000,000 NOK, with no commitment period and with the option to repay the loan at any time without additional costs.

Bridge loans for growing companies

For growing companies, cash flow is often a challenge. It may be necessary to invest in equipment, employees or marketing before the income from the investment is realized. Bridging loans for companies provide the necessary capital to act quickly and take advantage of growth opportunities without having to worry about liquidity.

Bridge loan interest rate – What does it cost?

At Qred Bank, we don't use traditional interest rates. Instead, we offer a fixed monthly fee that gives you full control over your costs. You always know what you'll pay each month, making financial management easier. There are no upfront fees, no hidden costs, and we encourage early repayment without additional fees. Calculate your costs in a calculator before taking out a loan.

Bridge loans for home purchases for businesses

If your company is planning to invest in commercial real estate, a bridging loan for home purchase can be a smart solution. This is especially true when your company is waiting for the sale of other assets or the release of capital from other investments. With Qred's flexible financing, you can secure your property without having to wait for other sources of income.

Unsecured bridge loan

Qred Bank offers bridge loans without collateral requirements, but we practice personal guarantorship to ensure accountability. This enables small and medium-sized businesses to access capital quickly, without the need to pledge assets as collateral. With our simple digital application process, you get a quick response, and the money can be disbursed the same day. A business loan from Qred Bank works like an overdraft , without being exactly like an overdraft.

Bridging loan comparison – Why choose Qred Bank?

When comparing bridging loans from different providers, it's important to consider more than just the interest rate. At Qred Bank, you get:

• Fixed monthly fee: No variable interest or unforeseen costs.
• No commitment period: Repay the loan when it suits you.
• Fast turnaround time: Response within one hour and payout on the same day.
• Easy application process: The entire process is digital, and you do not need extensive documentation.

When is a bridging loan suitable for a business?

Bridging loans can be particularly useful in situations such as:

1. Seasonal fluctuations where income varies throughout the year.
2. Waiting time for payments from customers or suppliers.
3. Need for immediate capital for investments or purchases.
4. Transition periods when starting or expanding the business.

Frequently asked questions about bridge loans for businesses

What is a business bridge loan?
A bridge loan is a short-term financing solution that helps businesses meet temporary liquidity needs, such as during seasonal fluctuations or in the event of late payments.

How do I get a bridge loan for newly established businesses?
You can apply for a corporate bridge loan at Qred Bank via our simple digital application process. You will receive a response within an hour and the money will be disbursed the same day.

What is the advantage of a fixed monthly fee?
With a fixed monthly fee, you always know what you'll pay. There are no variable interest rates or hidden costs, which provides predictability in your company's finances.

Can I repay the bridge loan earlier?
Yes, at Qred Bank there is no commitment period. You can repay the loan in full at any time without additional costs.

How do I compare bridging loans from different providers?
When comparing bridging loans, you should look at interest rates, costs, flexibility and processing speed. Qred Bank offers a flat monthly fee, a fast application process and no hidden costs.